Believe it or not, Raleigh traffic may have something to do with your Raleigh car insurance rates. Location is one thing that car insurance companies consider when determining your rates and traffic is definitely a part of it.
Areas with high amounts of traffic usually have higher rates for auto insurance, while quieter, more rural areas will typically have lower car insurance rates. This is because of the rate of accidents and other statistics for higher traffic areas as opposed to low traffic areas.
Car insurance companies will view people who have to frequently travel in high traffic areas as having a higher risk for an accident. Therefore, their car insurance rates will be higher to compensate for that risk.
While traffic in Raleigh may be affecting your car insurance rates, there isn’t much you can do about it. However, there are some other ways that you can lower your Raleigh car insurance rates.
Driving less could help you lower you rates by earning you a low mileage discount, which many auto insurance companies offer. Carpooling or using public transportation will not only save you money on fuel costs but could also contribute to lower car insurance rates.
Being a safe driver is another way that you can save. Taking course on driver’s safety or completing a defensive driving course that is approved by your auto insurance company could also earn you a discount.
Shopping around is perhaps the number one way that you can save money on your Raleigh auto insurance policy. Even if you already have a policy in place, be sure to compare rates every six months or so to make sure you are still getting the lowest rates available to you.
Shop around and compare Raleigh auto insurance policies today by using our free Raleigh car insurance quote finder!